It’s no secret that health care in the United States is an absolute mess. According to the World Health Organization’s ranking of the world’s health systems, the U.S. is ranked 37th. That’s pretty sad. It seems that it just continues to get worse with the cost of health insurance rising at an alarming rate over the past 20 years.
The blog the images below are from says that the latest trick by insurance companies is a higher deductible.
Yes, Higher Deductible … most averaging $5,000 per year, per person, but I have seen some as high as $10,000 per year. For those of you that are wondering, this tactic is specifically designed too stop you from using your insurance. It reduces the insurance companies out of pocket liability by shift costs onto consumers, especially those dealing with chronic illness such as diabetes and arthritis. Consequently, because consumers can’t afford the deductible they will avoid necessary care to save money.
The images below are of people’s various medical bills: